Retirement is no substitute for heaven, but retirement can be satisfying. We must find our identity and contentment in our relationship with Jesus Christ. With that foundation laid, we can find meaningful ways to worship and serve God during our retirement years. Living our final years of life as life was meant to be lived should be our goal, as opposed to trying to check off a “bucket list” – a term first used in 2004 – of self-indulgent projects before we “kick the bucket.”

A few years ago I was talking to a member of the church that I pastor, who is about the same age as I am. He said, “Pastor, you do know that we are now in the decade of death?” He was referring to the decade of life during which most people die. Well, no, I hadn’t thought about it, but he was right. The biblical rule of thumb on human longevity is found in the Psalm 90:8, where Moses says, “The years of our life are seventy, or even by reason of strength eighty …” This is a very relevant thought today. The demographic bump called the baby boomers has begun to enter the decade of death. What should we think about that or do about that? If we don’t ask such questions, we are like a pilot flying an airplane after skipping the class on executing a safe landing.

Distinctively Christian Retirement is divided into four major sections. The first is about common misconceptions that people have about retirement. Many think that a few decades of fully funded leisure at the end of life is almost a natural right. The reality is that this is a very modern notion. The book even gives specific dates. The modern concept of retirement originated in 1883, and 65 was designated the magic age of retirement in 1916. Over time, the concept of retirement went from something unimagined to something resisted to something expected. Even today, the modern concept of retirement is largely limited to people living in the more affluent economies of the world. Even in richer economies, the goal of providing a fully funded retirement for all is proving to be financially impractical and politically unsustainable.

Too many people today also anticipate the years of retirement as a secular substitute for heaven. Such an expectation can only result in disappointment. Unstructured days with no meaningful purpose can quickly become boring and even depressing. Retirement years do not last forever, and their enjoyment can be diminished by the effects of aging. A truly satisfying ultimate hope must be unending and unencumbered by the curse of sin. It must be something perfect that yet grows fuller every day. That is heaven properly understood. Heaven will not be a static existence but a growing experience of worshiping and serving God, the essential activities for which humanity was created.

Retirement is no substitute for heaven, but retirement can be satisfying. We must find our identity and contentment in our relationship with Jesus Christ. With that foundation laid, we can find meaningful ways to worship and serve God during our retirement years. Living our final years of life as life was meant to be lived should be our goal, as opposed to trying to check off a “bucket list” – a term first used in 2004 – of self-indulgent projects before we “kick the bucket.”

Distinctively Christian Retirement’s second section looks at what the Bible has to say about the mature years of life. The west especially prioritizes youth and beauty, and as a result undervalues the elderly. As a general rule, long life is a gift from God, and the elderly have wisdom gained from experience. We should also accept that the limitations associated with aging are a part of God’s plan. We should not be surprised by them or bitter because of them.

The book examines the lives of some in the Bible who ran the race of life well to the very end. The book also examines the lives of some who started well but faltered near the end. There are lessons to be learned from both. The book also examines the Bible’s call to obedience as it relates to the elderly. The elderly should not rationalize that they are exempt from seeking first the kingdom of God or from loving God with their total being because of the limitations that come with aging.

The third major section of Distinctively Christian Retirement is about some of the practical challenges of the retirement years. In our elderly years, we need to thread the needle of being open to change without compromising the teachings of Scripture. The elderly should not romanticize the past or refuse to recognize that some changes have been for the better. There is a place for reconsidering some traditions, and there is room for some compromises with the younger generation on how things should be done. Yet the elderly should retain their firm commitment to the principles of Scripture as non-negotiable.

Many years ago, an elderly saint told me that getting old was not for the faint of heart. He was right, and the Bible also recognizes the challenges of aging. The book has some helpful comments on Barzillai’s thoughts on old age (2 Samuel 19:34-35) and on the metaphor laden poem on aging found in Ecclesiastes 12. Yet God takes a special delight in using the weak to accomplish His purposes, and our weaknesses stimulate us to prayer.

The fourth and last major section of Distinctively Christian Retirement is on godly living in retirement. As we age, our opportunities to earn money tend to diminish, and this can be frightening. Yet our resources at all stages of life are gifts that God has entrusted to us as His stewards. Our final hope should not be in our bank account but in God. While trying to be good stewards in supplying their own needs, the elderly should also be generous when the opportunity arises, even when the cost is living a more modest lifestyle.

The elderly should also seek to be involved in the local church. The church can overlook the elderly and isolate them through age-based ministries and worship services. Yet there needs to be a mixing of the generations in the church through which the young have an opportunity to learn from the experiences of the elderly and to minister to the special needs of the elderly. The elderly can contribute to the spiritual health of the church simply through faithful attendance of worship services and certainly through spending time in private prayer for the church. The elderly can even be involved in evangelism and efforts to disciple the culture for Christ. The elderly shouldn’t be deterred by the immensity of the task. As the book says,

A small amount of salt influences the whole dish; you notice when someone has added a pinch of salt to a stew. A small amount of light influences the entire room; even one candle added to a previously dark room means people can see. Christians should be like this in the broader world.

In addition to giving insight and counsel on retirement, this book would also be helpful as a source of ideas for a sermon at a nursing home or at a funeral.

The author of Distinctively Christian Retirement is Simon van Bruchem, Pastor of All Nations Presbyterian Church in Perth, Western Australia. He has served there since 2007.

Dr. Grover Gunn is a Minister in the Presbyterian Church in America and is Pastor of MacDonald PCA in Collins, MS.